We unlock
the power
of DeFi
A next generation
plateform on Starknet
Stark-Fi is a next-generation DeFi hub on StarkNet, providing seamless lending, trading, and stablecoin solutions.
Yield Opportunities
Overcollateralized
Stability
Decentralized Mechanism
01
Stark-Fi Mint
02
Stark-Fi Trade
03
Stark-Fi Lend
04
Stark-Fi Swap
Be a part of
Starknet
Journey
Empowering DeFi with Stark-FI, a secure and scalable solution, enabling seamless trading, lending, and liquidity access. Built on StarkNet, we offer low-cost, transparent, and efficient financial solutions for a decentralized futur
Q1 2025
Strategic partnerships & media campaigns.
Q2 2025
Q3 2025
Mainnet.
Launch of Staking Mechanism.
Q3 2025
Mainnet.
TGE, listing & initial distribution.
Launch of Staking Mechanism.
Q2 2025
Q4 2025
TGE, listing & initial distribution.
DeFi Mechanism (lending/borrowing ) in the platform.
FAQ
Stark-Fi offers interest-free loans and is more capital efficient than other borrowing systems (i.e., less collateral is needed for the same loan). Instead of selling ETH to obtain liquid funds, users can lock up ETH as collateral, borrow USFI against it, and repay the loan at a future date—all without any interest charges.
A Trove is where users take out and manage their loans. Each Trove is linked to a unique Ethereum address, and each address can only have one Trove.
If you’re familiar with Vaults or CDPs from other DeFi platforms, Troves function similarly. They hold two balances:
- Collateral (ETH)
- Debt (USFI)
Users can adjust their collateral-to-debt ratio by adding more ETH or repaying USFI. A Trove can be closed at any time by fully repaying the debt.
The collateral ratio is the ratio between the USD value of the collateral in a Trove and its debt in USFI. This ratio fluctuates over time as the price of ETH changes.
Users can influence their collateral ratio by :
- Adding more ETH collateral
- Repaying some of their debtFor example:
ETH = $3,000 and a user deposits 10 ETH as collateral while borrowing 10,000 USFI, their collateral ratio is 300%.
(10ETH × 3000)/ 10,000 × 100% = 300%If they instead borrow 25,000 USFI, their collateral ratio would be 120%.
SFI is the utility token of Stark-Fi, designed to capture fee revenue and incentivize early adopters of the platform.
SFI is a non-inflationary ERC-20 token with a maximum total supply of 10,000,000.
SFI rewards go to :
Stability Providers – Users who deposit USFI into the Stability Pool.
Liquidity Providers – Users who provide liquidity to trading pools within Stark-Fi.
These rewards are preprogrammed into the protocol and do not represent a claim against protocol developers or third parties.
SFI is not just a governance or speculative asset—it has tangible, built-in value across multiple functions :
Earn from staking & platform fees
Supply reduction through buyback & burn
Cross-platform adoption through partnerships
Active user rewards & incentives
This ensures that holding and using SFI provides direct benefits, reinforcing its status as a real utility token within the Stark-Fi ecosystem.
Liquidations happen just below a collateral ratio of 110%, meaning Stability Providers typically experience a net gain when a Trove is liquidated.
